Budgeting Doesn’t Have to Be Boring—Here’s My Sassy 70/20/10 Spin 💵

Let’s be honest—when most people hear the word budget, their eyes glaze over faster than a donut in Krispy Kreme. But here’s the truth: budgeting doesn’t have to feel like punishment or deprivation. In fact, with the right spin (and maybe a little sass), it can feel empowering—like giving yourself a backstage pass to the life you actually want.

I like to keep things simple, and that’s why the 70/20/10 rule is my jam. Seventy percent for living, twenty percent for saving, and ten percent for fun—or debt payoff if you’re feeling responsible that week. Think of it as the “budgeting mullet”: business in the front (savings), party in the back (fun money). 💃

The magic is in how you make this rule yours. Want to splurge on wigs, tacos, or that impulse Amazon buy you swore you didn’t need? That’s what the 10% is for, babe. The rest? It’s working behind the scenes, building you stability, paying down Diva Duct Queen (my HVAC loan), and stacking up savings without you feeling like Scrooge.